Fees & payment
Understand the cost
before arranging care.
The practice fee and your insurance benefits are separate questions. Both deserve a clear answer.
Practice charges
What the visit fee covers.
Ask for the fee for the type of appointment you are considering, what is included and whether any proposed service would be billed separately. If follow-up is discussed, ask about the purpose and cost of that visit before arranging it.
A conversation about charges should be separate from deciding whether a proposed approach is right for you.
Questions for your plan
Is this service covered?
Confirm the benefit for the proposed service rather than assuming all chiropractic visits are treated the same.
What conditions apply?
Ask about referrals, authorization, visit limits and any requirements that affect a claim.
What would I pay?
Clarify deductibles, copayments or coinsurance, and the documentation needed for reimbursement.
Before deciding
Get the details in context.
A policy may cover only part of a charge or may not cover a particular service. The practice cannot promise payment by your insurer. Bring a general payment question to the coordinator before arranging the appointment.
Prepare a payment question