Liability
Ask how the policy responds to injuries or damage you’re responsible for, and which limits apply.
Auto insurance
New wheels, a different commute or another driver in the household? Let’s look at the car and how you use it.
Talk about auto insurance
Tell us who drives the car, what you use it for and whether you’re buying, replacing or reviewing a policy. If you have a current policy, we can look through it with you.
Topics to work through
Ask how the policy responds to injuries or damage you’re responsible for, and which limits apply.
Talk through collision and comprehensive coverage, the events each addresses and the deductibles you would pay.
Ask about any rental-car, roadside or other options you want to review. Availability and terms vary by policy.
Deliveries, business errands and other work use are worth discussing. Tell us what you actually do with the vehicle so we can ask the right questions.
Explore business vehicle questionsYes. A current policy can be a useful starting point. We’ll discuss what it says, what has changed and what you want to review.
You can still start the conversation. Tell us which vehicle you’re considering and your expected timing.
No. Ask your agent or insurer to confirm the steps and effective date for any policy change.
A conversation comes first
A new car or a policy question is a good place to start.